Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Travel, Without the Baggage Tips to avoid checking in luggage on your next vacation. The Investment Risk No One’s Ever Heard Of You face a risk for which the market does not compensate you, that can not be easily reduced through diversification. A Penny Saved is Two Pennies Earned Here are some simple and inexpensive energy-saving tips that may help you save money.