Our Core Values

At Financial Plans & Strategies, we are value driven. Our philosophy defines our approach to financial planning. Our fiduciary responsibility is to our clients, and our success is defined by the long-term achievement of our clients' financial goals. 

  • Our process centers on developing a plan to allow our clients to meet their personal goals. To accomplish this we need to know our clients well enough to determine and quantify those goals. 
  • We believe a more educated client is a better client. We educate our clients until they are comfortable with the details of their personal financial plan.
  • We provide client education through annual reviews and regular updates on general issues via webinars, podcasts and postings on our website (via our Blog and Information Center).
  • We provide valuable services at a modest cost through a combination of experienced professional advisors, a highly regarded support staff and advanced technology.
  • We utilize a dynamic asset allocation system. We believe that our dynamic approach to asset allocation helps us minimize risk and maximize return.
  • We believe that market timing is NOT an effective long-term investment strategy.
  • We believe that financial goals including building and maintaining a secure retirement, funding the education of children and grandchildren and leaving a personal or charitable estate are all interrelated and should be addressed in the context of a comprehensive financial and estate plan. 
  • We believe that most Americans are making major financial decisions with inadequate guidance. While we do offer enhanced services for more complex situations, we, as a professional firm, are committed to working with anyone who is willing to put in the effort to achieve financial success.